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Child benefits in Quebec

Every Canadian family gets the federal Canada Child Benefit. Quebec families also receive the Allocation famille (Family Allowance) on top.

Program
Allocation famille (Family Allowance)
Delivery
Quarterly via Retraite Québec
Amounts
$3,068/year max per child, $1,221/year minimum. Single-parent supplement up to $1,077. Annual school supplies supplement $127/child paid every July.
Phase-out
Two-parent: max below $60,000 AFNI, min at $107,000+. Single-parent: max below $44,000, min at $107,000+. Linear interpolation between.
Daycare reality
$10/day CWELCC-licensed spaces are standard for licensed centres — but waitlists are long. Allocation famille is paid by Retraite Québec on its own quarterly schedule, NOT by CRA with CCB.
Important
Quebec operates a structurally different system. The federal CCB still applies, plus the provincial Allocation famille on top. Quebec residents also receive a 16.5% federal abatement on basic federal tax.

Run your Quebec numbers

The calculator below is pre-set to Quebec— adjust kids and income to see your family's number.

$75,000/year

Combined for both parents if both work. Just one parent's income if one's at home.

Any kids under 6?

Under-6 kids get more CCB ($8,157/yr vs $6,883/yr).

Your family gets

$840

tax-free per month

That's $10,077 tax-free per year — in your account, untouched by tax. (13% of your household income.)

The breakdown

  • $839.75/month — Canada Child Benefit$10,077/yr

The single-income reality check

If one parent stayed home with the kids — here's how the math changes.

Two incomes today

$5,972/mo

After tax + benefits − daycare.
Daycare for 1 kid under 6 costs about $5,016/yr in Ontario.

One parent at home

$6,229/mo

After tax + benefits. No daycare bill. Spousal tax credit kicks in (~$2,300 federal saved).

One income comes out $257/month ahead.

That's $3,080more per year in the family budget — before any quality-of-life math. The benefits don't change (same household income, same AFNI). What changes: the tax bracket walks differently for a single earner, the spousal credit appears, and daycare disappears as a line item.

Assumes 60/40 split for two-income, married couple, all kids under 6 attend daycare in the two-income scenario. Open the advanced calculator for exact numbers, RRSP impact, second-income breakeven for your specific wage.

Other provinces

Territory pages (YT / NT / NU) launching with v1.1.

Sourced from primary government pages. See about for verification methodology. Province name reference: Quebec.